Payment Plan

0%APR Interest Free and Low-Cost Payment Plans, affordable ways to pay for your dental treatment

We very much appreciate that investing in your dental wellbeing is an important decision and we would like to highlight some very special payment facilities that are available here.

We understand that the financial considerations can sometimes be an obstacle to you having the treatment you want, which is why we offer a range of finance options including interest free plans.

These facilities, provided by Medenta in partnership with V12 Retail Finance Limited, are designed to help you get the treatment you want in the most convenient manner possible.

Sounds interesting, doesn't it? Here's how it works...

0%APR Interest-free and low-cost payment plans: your questions answered

We've tried to answer all your questions here. If there's anything else you'd like to know, please ask your dentist. More information from Medenta is available at the following web page: https://www.medenta.com/v12ultra/

Who can benefit?

You don't have to belong to a private dental plan. You don't even have to be a regular visitor at this practice.

What can I use them for?

You can use the payment plans to pay for most dental work, but they're particularly suited to more costly private treatments, such as dental implants, aesthetic, or cosmetic work. If you're not sure whether they're right for your treatment, please ask your dentist.

How much can I borrow?

Dependent upon facility you can borrow typically between £350 and £25,000. This will be subject to a credit application. Most patients' applications are approved within a week, and you can then go ahead and schedule treatment.

How do I make the repayments?

Much like any other loan facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our 0%APR facility you pay the cost of your dental treatment - no more and no less. Interest-free means just that! In terms of the low-cost facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs.

What are the repayment terms?

Your dentist or designated members of the practice team will be able to go through the various terms with you and agree the most suitable repayment period.

How do I apply?

Once you've agreed on a course of treatment - and a cost - with your dentist, you will need to ask us to start the credit application on your behalf. You will then be sent an email with a link which will allow you to complete the simple process from your computer at home. As soon as this has been approved and then processed, you'll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?

We're working with V12 Retail Finance Limited, who are one of the most respected credit providers in the business. Ask our team for details.

What happens if my treatment costs more than planned for?

Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs.

What happens if my treatment costs less than planned for?

This can be refunded to you by the practice or if no payments have been made by you, a new agreement can be arranged.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

The benefits: at a glance

For anyone considering using our interest-free or low-cost loan facilities to fund their private dental treatment, the benefits are clear:

Finance available to UK residents aged 18 and above. Credit subject to status. Authorised and regulated by the Financial Conduct Authority.

Smilecraft Dental Care, 64 High Street, Stevenage, Hertfordshire, SG1 3EA. Telephone 01438 351151. Smilecraft Dental Care Limited trading as Smilecraft Dental Care is a credit broker not a lender and is authorised and regulated by the Financial Conduct Authority, 732823. Registered in England & Wales 08130763. Registered Address: Lynwood House, 373/375 Station Road, Harrow, Middlesex, HA1 2AW.

Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974.

Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.

Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.

Telephone calls are recorded for training and compliance purposes.